When I got ill and missed a few months of work, I learned the value of having a budget. I did get disability pay while I was gone from work, but it was not equivalent to my pay. Thankfully, I had enough savings to get me through, but that taught me a valuable lesson. First, nothing is guaranteed, and second, be prepared for anything and everything. I redid my budget because of that, because I wanted to maximize my own savings. One of the ways that I did this was by researching the various energy providers in Texas.
I thought I was paying a decent rate all those years before my illness, but I had plenty of time to research every single bill I had. That is when I realized that I was paying more than what I needed to as far as my energy costs are concerned. I found a website that gave details on every energy company in my area, so I was able to compare plans and prices with every one of them. I was happy to see that I was not with the costliest energy provider, and I was even happier to see how easy it would be to switch to one of the companies that offered even better savings.
The great thing about switching to that company meant that I was eligible for various incentive programs too. I have never been one to ask friends and relatives to sign up for anything under my name, but I saw where I would actually be helping them if they did this. They would not only help me to save money by having so many referrals, but they would save money themselves. Even nicer, they would be eligible for the same promotion, even though they would be signing up under me. When I can share the savings like that, it is a no brainer!